On February 7, 2018, this company was sued by the Federal Trade Commission for practices related to their student loan debt relief operation. The United States District Court entered a Preliminary Injunction Order on November 29, 2018, and appointed a Receiver to take possession and control of American Financial Benefits Center d/b/a AFB and AF Student Services, AmeriTech Financial, and Financial Education Benefits Center. The Receiver has suspended operations and is now conducting a review of the businesses.

We recommend that you immediately contact your student loan servicer. A list of student loan servicers can be found at: For free information about repaying your federal student loans, go to

The Receiver has established a webpage with information about the lawsuit which will be periodically updated.

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Student Loan

Speak with a certified loan specialist (available 24/7).

Why we are the industry leader.

Disclaimer: Ameritech Financial specializes in federal student loan document preparation and processing services to assist borrowers identify and gain approval for one or more government debt relief programs. We are not a government agency, the Department of Education, or your loan servicer. Ameritech Financial is a private company, not affiliated with the government or your loan servicer.

You may review various options and apply for the same government debt relief programs through the Department of Education without paying a fee. However, we pride ourselves in providing value in saving time for consumers to maneuver everything just as a tax preparation specialist charges fees for its services, even though consumers can complete their documents on their own.

That is why we charge a fee if you work with us. We do not make any student loan payments on your behalf and the loans remain in your name. We do not operate/function as a loan servicer in any way. We do not receive payment until after you are accepted into one of the Department of Education’s programs and make your first payment on your loan.Read more...

Financial Analysis

Our agents will perform a total loan evaluation and provide a comprehensive one-on-one budgetary consultation.

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Document Preparation

We'll do the work for you so you can focus on what's important. No more drowning in a sea of confusing paperwork and processing!

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Yearly Recertification

We are with you until the end. Including the yearly recertification until the term of your loan. We will keep you on track for loan forgiveness.

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Ameritech Financial has helped thousands of student loan borrowers find their way to financial freedom and once again feel empowered by their education. ONE call today can change your life!

Why Ameritech Financial?

We have great customer service

Our representatives and agents have experience helping clients with their student loan debt. They are dedicated to making the process as easy for you as possible. They will work in your best interest — always.

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We use dedicated account providers.

Ameritech Financial uses a dedicated account provider to more efficiently and effectively safeguard their client’s interests and to fully adopt a 100% performance driven business model. Complete and total satisfaction is the standard our clients can count on.

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We have thousands of satisfied clients

Our certified agents have helped thousands of borrowers just like you find relief from their unaffordable student loan payments.

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Proudly serving you from the United States.

Throughout your entire time as a valued client with our company, you can feel confident knowing you will always be working with someone that is U.S. based.

  • secure dedicated account provider
  • clients
  • located in the USA

"Ameritech has helped to make repaying my loans so much easier and worry free! Their customer service is a big reason in helping me through the process of consolidating my loans. "

Our clients speak for us

...on Google

A Google User
A Google User
Thank you, thank you, thank you! With one phone call I was able to lower my monthly loan payments! The guy I talked to was really nice and helpful. He asked me all these questions about my loans. I didn't want to defer, but I wasn't earning that much and the payments were killing me. He gave me options for programs to consolidate and lower monthly payments. The people at Ameritech really want to help and their service is amazing!
A Google User
A Google User
One of the best features of Ameritech Financial is the company's success rate at helping me with my terms of student loan deferment plans. A good number of new college graduates that I spoke with also used Ameritech Financial and we are all pissed off to find out that our starting salaries are not sufficient enough to meet my daily expenses and make the monthly student loan payments once the deferment period is up. Jessica my account specialist helped to get payments reduced and others deferred for a period.

...on Yelp

A Yelp User
Ronald C.
I worked with Janet Fletcher out of their northwest California office and from the moment I was in the know about the whole process works. Was paying $99 a month and the overall numbers compared to the debt I had from going to college was much lower. Was very impressed with how the process works as I read a lot of reviews online and didnt think that student loan debt consolidation was the right move for me after hearing about the process from others in my graduating class that tried out the service. After speaking with Janet and now having a lower monthly payment I've become extremely happy with the whole process and am glad I did so. 5 stars to anybody who saves me money.

...on our website

N. Ferris
Grayhawk Golf Club
My Account Representative at Ameritech Financial has done a great job and is helping me save thousands in student loans. It's tough when you don't have a lot of money so any savings is a blessing.
R. Rogers
Cenpatico Behavioral Health
Wow, AmeriTech really came to my rescue in providing me an opportunity to establish an affordable repayment plan for my federal student loans. My Account Specialist provided friendly and excellent customer care. I consider her to be my personal guardian angel, in paving my individual path to financial freedom.

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PHONE: (800) 792-8621

FAX: (866) 818-9026


Our Goal

At Ameritech Financial, we work to align each client with the different U.S. Department of Education programs available to them based on their income, occupation, and loan status.

Ameritech Financial’s analysis, document preparation and other products and services are optional and mutually exclusive from each other. While all federal programs recommended by Ameritech Financial are freely available for enrollment through the U.S. Department of Education, our analysis is customized to each client’s needs to determine which programs are right for their unique situation.

The IAPDA is North America’s leading debt settlement, credit counseling and student loan consolidation training and certification programs.

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