On February 7, 2018, this company was sued by the Federal Trade Commission for practices related to their student loan debt relief operation. The United States District Court entered a Preliminary Injunction Order on November 29, 2018, and appointed a Receiver to take possession and control of American Financial Benefits Center d/b/a AFB and AF Student Services, AmeriTech Financial, and Financial Education Benefits Center. The Receiver has suspended operations and is now conducting a review of the businesses.

We recommend that you immediately contact your student loan servicer. A list of student loan servicers can be found at: For free information about repaying your federal student loans, go to

The Receiver has established a webpage with information about the lawsuit which will be periodically updated.

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Financial Analysis

We'll provide you with a comprehensive analysis and professional evaluation of your student loan situation. This assessment establishes which programs you may qualify for, provides you with a written report, and allows you to select programs best suited to your repayment needs. It’s easy and straightforward!

Two-Hour Personal Financial Consultation

We help you understand your finances by analyzing your monthly obligations, savings and investments, personal financial goals, and overall monthly spending habits. Our goal is for you to be 100% satisfied and to recommend us to your friends and family—our favorite way to get new customers!

"I appreciated how much my Account Specialist explained to me and how friendly she was. She didn't mind me asking a thousand questions and not understanding a few things."

J. Klunder, Teacher

Personalized Student Loan and Budget Analysis

After consultation, your customized loan report is organized into four primary components: income, assets, liabilities, and an in-depth analysis of total monthly expenses. This analysis provides information crucial to determining if your monthly payment obligations may be reduced, freeing you to focus on your financial goals.

"My Account Specialist provided friendly and excellent customer care. I consider her to be my personal guardian angel, in paving my individual path to financial freedom."

R. Rogers, Cenpatico Behavioral Health

Document Preparation

No more frustrating loan paperwork! We’ll relieve you of your stress by taking care of all the document preparation for you. Our expert account representatives will partner with you to find every federal program you may qualify for.

Full Document Walkthrough

So that you fully understand the programs you enroll in, we carefully walk you through each prepared document. Our expert account representatives answer every question and concern. We not only prepare the necessary enrollment documents, but fully educate you about the process and your program benefits. Again, our goal is 100% customer satisfaction. We are not satisfied until you are!

"They made my process virtually effortless, and are available any time I have a question. They really about helping me and I always feel at ease after speaking with them!"

B. Wood, Chiropractor

Document Processing

Once you fully understand the process and documents, we handle it from there. Our team of processing experts not only go over the paperwork with you, but then ensure that it is properly submitted. We will keep you up-to-date and let you know of any new developments.

"Since I started the process, customer service has been very prompt with their responses, above all with any inquiries I have had during the submittion of documents."

R. Valiente, Operations Supervisor


Every year you’re loan servicer requires recertification of your information. For some. it can be a complicated process and tough to remember when it needs to be done. We will take care of that for you, and you will never miss your recertification again! Remember, based on how your income and family size may change over the course of a year, you may find your monthly payments increasing or decreasing.

Reapplication and Update Notifications

We take the recertification process as seriously as the initial application. We request similar documents each year catered to your situation at any given time. Loan servicers require some time to process your recertification paperwork, so we start the process early to ensure a smooth process.

"The day I talked my Rep at Ameritech changed everything for me. She was able to reduce my loans and the amount of years I have to pay it back. I'm so happy I made that call and got the help from Ameritech."

S. Whitley-Hill, Teacher

Communication, Monitoring, and Updating of Your File

During the recertification process, we look at your situation with fresh eyes and notify you if you may qualify for a better plan. Finally, we assist you with enrollment. If your financial situation changes, we help you to recertify early or even apply to secure a new plan that maximizes your benefits through the U.S. Department of Education.

"My student loans have been a major burden for many years. I am so thankful that Ameritech has helped me! Thank Goodness for you guys! Now there is a 'Light at the end of the Tunnel!'"

A. Leonard, Teacher/Coach

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PHONE: (800) 792-8621