The programs authorized under Title IV of the Higher Education Act are the major source of federal student aid. Title IV programs include:

  • Loans
  • Federal Family Education Loan (FFEL)
  • Direct Loan
  • Federal Perkins Loan
  • Grants
  • Federal Pell Grant
  • Academic Competitiveness Grant (ACG)
  • National SMART Grant
  • Federal Supplemental Educational Opportunity Grant (FSEOG)
  • Federal Work-Study (FWS)