Mike Davies
January 2017

Subsidized Loan

A federal student loan for which a borrower is not generally responsible for paying the interest while in an in-school, grace, or deferment period.

A student who proves great financial need may receive a subsidized loan. While the student is enrolled at least half-time, the interest will be paid not by the student but through the government. This also happens during deferment or during the post-college six-month grace period.

The maximum amount that students can receive while in an undergraduate program is $23,000. The number differs by year, but that is the lifetime total on the subsidized Stafford Loans.


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Most people do not realize that there are programs designed to help those who may be struggling with their student loan payments. Thousands of borrowers have trusted Ameritech Financial to be their advocate. Click here to find out what options are available. Our services could help you get back on track.

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Mike Davies

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