Federal student loans are serviced by the Department of Education. Your loan repayment options will be handled through this department. Direct Loans through the Department of Education (as funded by the federal government) is known as The William D. Ford Federal Direct Loan Program. There are several forms of assistance that the program provides, including: Pell Grants, TEACH Grants, loans, and work-study programs.

The Department of Education was originally created in 1867, but was quickly moved to a minor part of the Department of the Interior. The original purpose that the department served was mostly data collection to help set up schooling programs that would be more effective. In 1890, the main goal of the department was to help support colleges and universities that were created through land grants.